MrGol Posted June 13, 2011 Share Posted June 13, 2011 I am currently playing as a reasonably good Serie A team. When I took over in the summer the team had a balance of around 10 million. It is now february, and the balance has dropped to -15 million. Fortunately I have Champions League this season, which in combination with the TV rights should give me a huge pile of money at the end of the season. However, I have never been so far in debt, and I'm considering selling a key player to bring the balance out of the red. Should I? Or is -15 or -20 million not that bad? And btw, the reason this has never happened to me in previous versions of FM is that the financial system was a bit broken, at least in Italy. Clubs started out with realistic amounts of money, but as the game progressed everyone became incredibly wealthy. By season 5 or so it was quite common to see clubs like Genoa and Udinese splash out 20 million on players. In FM2011 this seems to have been improved. Link to post Share on other sites More sharing options...
Coentrao Posted June 13, 2011 Share Posted June 13, 2011 I don't think the game ever punishes you for being in debt, the worse that it can happen is to keep having the wage budget and transfer budget reduced. The TV prize money from the CL alone should net you 10-15M alone on the end of the season so you should be ok. Link to post Share on other sites More sharing options...
Sewer Posted June 13, 2011 Share Posted June 13, 2011 If you think the money will be in the black at the end of the season then i would not worry too much unless you are way too much in the red per season for several seasons, then obviously money is leaking and you need to do something about it. Link to post Share on other sites More sharing options...
Cougar2010 Posted June 13, 2011 Share Posted June 13, 2011 I am currently playing as a reasonably good Serie A team. When I took over in the summer the team had a balance of around 10 million. It is now february, and the balance has dropped to -15 million. Fortunately I have Champions League this season, which in combination with the TV rights should give me a huge pile of money at the end of the season. However, I have never been so far in debt, and I'm considering selling a key player to bring the balance out of the red. Should I? Or is -15 or -20 million not that bad? IMO -£15m is bad at any stage of a season and you are right to be concerned. First off I would look at why your balance has dropped £25m in just over half a season, things like: A) Transfers - Have you bought players or are there outstanding installments being paid. B) Loans - Has the club got a loan(s) and are playing large installments. If the club has neither of the above I suspect you'll need to drastically cut your wages. Either way you don't need to rush into a decision just yet, you can't sell anyone before the next transfer window so wait until the end of the season and see what prize money you get. You'll then be able to judge your finances over a full season and see if you made a profit or a loss. Just to add we could probably give you more advice if we could see some screenshots of your finances, overall/income/expenses. Link to post Share on other sites More sharing options...
Vangelis21 Posted June 13, 2011 Share Posted June 13, 2011 1) in my opinion, even 1 dollar/euro/pound minus is bad 2) start worrying when the board starts selling your 20M worth of players for 2-3M each Link to post Share on other sites More sharing options...
Kenco Posted June 13, 2011 Share Posted June 13, 2011 Don't worry about losing money through the year, at season end it will get bumped up through prize money, sponsorships, etc. As long as finances are higher at this point of the season than they were last season then you're fine. Link to post Share on other sites More sharing options...
AndyRich Posted June 13, 2011 Share Posted June 13, 2011 As long as you finish in the champions league places you should easily gain a profit. I am currently playing with Reading FC and we came 2nd in the premiership last season (and we had -40 million) and we ended with a massive + because of our performance. Link to post Share on other sites More sharing options...
Vangelis21 Posted June 13, 2011 Share Posted June 13, 2011 As long as you finish in the champions league places you should easily gain a profit. I am currently playing with Reading FC and we came 2nd in the premiership last season (and we had -40 million) and we ended with a massive + because of our performance. from -40M to + within a year and without selling any players? no way Link to post Share on other sites More sharing options...
Sewer Posted June 13, 2011 Share Posted June 13, 2011 from -40M to + within a year and without selling any players? no way League money, TV money (both from CL and league), CL participation money should make it around 40M Link to post Share on other sites More sharing options...
Vangelis21 Posted June 13, 2011 Share Posted June 13, 2011 League money, TV money (both from CL and league), CL participation money should make it around 40M can you please divide it and tell us details? it still seems too much! Link to post Share on other sites More sharing options...
Coentrao Posted June 13, 2011 Share Posted June 13, 2011 Finishing 2nd on the Premier League should give 40M alone on prize and TV money, depending on how well he done on the CL seems possible to me. Link to post Share on other sites More sharing options...
Sewer Posted June 13, 2011 Share Posted June 13, 2011 can you please divide it and tell us details? it still seems too much! It's been a while ago i was in PL and at work waiting to go home so i don't have the exact numbers and im also talking in € here but CL tv money should alone be around 20M, I bet the PL 2nd place gives atleast 10M, if he's going far in CL it should give a couple of millions just from participating in every round Link to post Share on other sites More sharing options...
Vangelis21 Posted June 13, 2011 Share Posted June 13, 2011 That is why EPL gives you an edge! I play in Greece and if I am not mistaken , winning it gives you at around 3M! I am talking in Euro too. If you see any amounts while playing, post them please Link to post Share on other sites More sharing options...
PLF Posted June 13, 2011 Share Posted June 13, 2011 Bundesliga has huge prize money as well. 1st place gets like $40M and 2nd, $30M, etc. etc. GOOD money! Link to post Share on other sites More sharing options...
Vangelis21 Posted June 13, 2011 Share Posted June 13, 2011 Bundesliga has huge prize money as well. 1st place gets like $40M and 2nd, $30M, etc. etc. GOOD money! WHAAAAAAAAAAAAAT? no no no. no way. I am not saying it because i disagree with you. It is just that If it is true I will throw my PC away! screenshot now!!!!!!! Link to post Share on other sites More sharing options...
dafuge Posted June 13, 2011 Share Posted June 13, 2011 WHAAAAAAAAAAAAAT? no no no. no way. I am not saying it because i disagree with you. It is just that If it is true I will throw my PC away! screenshot now!!!!!!! Here you go. As for putting the club in big debt, it is fine as long as you know you will clear it. I've put clubs £40m in debt then cleared it within a year without selling players a number of times. TV money from the league and Champions league along with a big stadium and sensible wages should make it easy enough. Link to post Share on other sites More sharing options...
Vangelis21 Posted June 13, 2011 Share Posted June 13, 2011 Here you go.As for putting the club in big debt, it is fine as long as you know you will clear it. I've put clubs £40m in debt then cleared it within a year without selling players a number of times. TV money from the league and Champions league along with a big stadium and sensible wages should make it easy enough. now i have 3 questions. firstly, was like that since the beginning? secondly, why can't I see this in my save? thirdly, have you actually played that long? one more one more! is there a pack where i can get all the correct competition names? Link to post Share on other sites More sharing options...
dafuge Posted June 13, 2011 Share Posted June 13, 2011 That was with the release day patch, so thinks might have been altered since then. Have you got the German league loaded? Yes, I have played that long. Link to post Share on other sites More sharing options...
Vangelis21 Posted June 13, 2011 Share Posted June 13, 2011 I seriously need the real nameeees!!!!!! I mean in my league (Greece)! i cannot see the prize money! Link to post Share on other sites More sharing options...
dafuge Posted June 13, 2011 Share Posted June 13, 2011 Is there prize money, or is it just TV money? Link to post Share on other sites More sharing options...
Play Up Pompey! Posted June 13, 2011 Share Posted June 13, 2011 If it gets too low your chairman may invest some money so you will get a big loan but you will have to pay it back every month. Link to post Share on other sites More sharing options...
dafuge Posted June 13, 2011 Share Posted June 13, 2011 If it gets too low your chairman may invest some money so you will get a big loan but you will have to pay it back every month. Depends on your chairman really, I've had some (not tycoons) that have cleared the debt from their own pockets without taking out a loan. Link to post Share on other sites More sharing options...
Vangelis21 Posted June 13, 2011 Share Posted June 13, 2011 that is what I see Link to post Share on other sites More sharing options...
Coentrao Posted June 13, 2011 Share Posted June 13, 2011 As i said on another thread.. some leagues display the prize money and others don't even if they are both loaded.. it's just the way it is. I guess you can probably check the prize money on the editor. Link to post Share on other sites More sharing options...
Vangelis21 Posted June 13, 2011 Share Posted June 13, 2011 any idea then how to see it? there is nowhere in the editor Link to post Share on other sites More sharing options...
Coentrao Posted June 13, 2011 Share Posted June 13, 2011 Then i don't know.. i thought that you would see that info on the editor, i guess it's probably hard-coded then.. Link to post Share on other sites More sharing options...
lennon67 Posted June 13, 2011 Share Posted June 13, 2011 i thought you could check the prize money by going to the league tables u have loaded then click on rules Link to post Share on other sites More sharing options...
MrGol Posted June 14, 2011 Author Share Posted June 14, 2011 If it gets too low your chairman may invest some money so you will get a big loan but you will have to pay it back every month. What was "too low" in your case? Link to post Share on other sites More sharing options...
Vangelis21 Posted June 14, 2011 Share Posted June 14, 2011 i thought you could check the prize money by going to the league tables u have loaded then click on rules for some reason, it doesn't happen to all leagues Link to post Share on other sites More sharing options...
danny25 Posted June 14, 2011 Share Posted June 14, 2011 Bundesliga has huge prize money as well. 1st place gets like $40M and 2nd, $30M, etc. etc. GOOD money! do you still get tv money aswell? Link to post Share on other sites More sharing options...
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