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Transfer issue: more money than the initial fee coming out of my budget


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Hello folks.

Im having a problem that im pretty sure i didnt have in FM12 when buying players. Ill go straight in to an example.

Im attempting to purchase Nathan Redmond. With a remaining budget of 2.6 million I offered an initial fee of 1 million with monthly installments over 24 months of 5 million which they accepted (dont tell me if i could have got him cheaper!). Redmond's agent accepted a contract with agent and loyalty fees of 200k each, it was all set to go through. Then i am told i do not have enough money to let the deal go through, but can change the wage to transfer ratio in the budget so that it will. This means the initial payment for Redmond is over 2.6 million.

What fees are part of the deal that i am not seeing? Im really sure in FM12 i only ever saw an amount around that of the initial fee leave my transfer budget.

Thanks.

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