Yeah, i know they are optional. i just meant to say that it was one of the things that changed, like a symptom of the problem. The problem being insanely high monthly fees + wages, while not happening the same for other teams. My experience in the game transfers are that when you ask for an optional buy fee the receiver club demands a lot of monthly fees for this kind of transfer to be possible, so that "format" of loan is turning to the standard and not the normal loan without buying option, then not allowing the normal loan to happen.
I was just trying to explain a bit better the problem, and thank you for the fast response and the help, greatly appreciate it.
Bernardo Macara