It's the subscription that feels unfair to me.
With netflix, if you know there isn't anything you want to watch you can cancel the payment and resubscribe when you want to again.
FM is different, it's not like the game has a end, so when would be the point you would unsubscribe? Suppose I could cancel the auto renewal each month, but then if you want to hop on for 10 mins here and there it's gonna cost you £5 out your pocket again.
I was around when they moved the game over to the Steam client, and there was backlash on here then with people saying that access to there game would be locked behind a Steam account, but at least it's free. This feels like it's a paywall to access your save.