You describe people, who want full-fledged product they bought as moaners.
Ok i got It - you are kind of guy, who won't complain even if you find a dead rat in a dish at a restaurant.
If I pay for strategy game - I expect some challenge from it. And its hard, when every AI manager have 5IQ.
By now, I can describe state of the game as terrible buggy - BUT DONT WORRY.
You can just buy preorder of FM25 (more complete than most complete version) and just forget about buggy FM24.