As mentioned by Daniel, at lower ends its an issue we're aware of and looking into. There has been a look into the original scenario though, and its definitely a big jump but its not something we would see too much of an issue with. Keep in mind there are a lot of gameplay mechanics through which you can establish an interest in a player and lay the groundwork for much more favourable negotiations.
For example:
- Declare interest in player
- Begin negotiations with the club, lower range valuations with non-negotiable bids to see if you can unsettle the player
- Reaching out to the agent to understand the players demands
- Player interactions to promote club to target